/* ---- scoped design tokens ---- */
#ipvCalculator{
  --ipv-ink:#181A20;
  --ipv-ink-soft:#5b6068;
  --ipv-muted:#888;
  --ipv-line:#e7e9ed;
  --ipv-bg:#ffffff;
  --ipv-panel:#f6f7f9;
  --ipv-coral:#eb6753;
  --ipv-coral-dk:#c9412c;
  --ipv-teal:#2f7d76;
  --ipv-gold:#c79a3a;
  --ipv-good:#0d7a3e;
  --ipv-warn:#b37400;
  --ipv-bad:#c0392b;
  --headings-color:#181A20;

  color:var(--ipv-ink);
  background:var(--ipv-bg);
  border-radius:18px;
  padding:28px;
  box-shadow:0 10px 40px rgba(24,26,32,.08);
  position:relative;
  max-width:1180px;
  margin:24px auto;
}
#ipvCalculator *{box-sizing:border-box;}

/* ---- header ---- */
.ipv-head{display:flex;justify-content:space-between;align-items:flex-start;gap:20px;flex-wrap:wrap;margin-bottom:14px;}
.ipv-eyebrow{font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--ipv-coral);}
.ipv-title{font-weight:700;font-size:26px;line-height:1.15;margin:6px 0 4px;letter-spacing:-.01em;color:var(--ipv-ink);}
.ipv-sub{font-size:13px;color:var(--ipv-ink-soft);max-width:560px;line-height:1.5;}

/* dynamic regime banner */
.ipv-regime{
  margin:6px 0 18px;border-radius:12px;padding:12px 16px;font-size:12.5px;line-height:1.5;
  border:1px solid var(--ipv-line);background:var(--ipv-panel);color:var(--ipv-ink-soft);
  display:flex;gap:10px;align-items:flex-start;
}
.ipv-regime b{color:var(--ipv-ink);}
.ipv-regime .ipv-reg-dot{width:9px;height:9px;border-radius:50%;margin-top:5px;flex-shrink:0;background:var(--ipv-coral);}

/* ---- layout: two columns, right sticks ---- */
.ipv-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:flex-start;}
@media(max-width:980px){.ipv-grid{grid-template-columns:1fr;}}

.ipv-result{position:sticky;top:18px;align-self:start;}
@media(max-width:980px){.ipv-result{position:static;}}

/* ---- section + fields ---- */
.ipv-section-title{font-weight:700;font-size:15px;margin:0 0 14px;display:flex;align-items:center;gap:9px;color:var(--ipv-ink);}
.ipv-section-title .ipv-num{
  width:24px;height:24px;border-radius:7px;background:var(--ipv-coral);color:#fff;
  font-size:12px;font-weight:700;display:inline-flex;align-items:center;justify-content:center;
}
.ipv-fieldset{border:none;padding:0;margin:0 0 24px;}
.ipv-field{margin-bottom:14px;}
.ipv-field > label{display:block;font-size:12px;font-weight:600;color:var(--ipv-ink-soft);margin-bottom:6px;}

/* tooltip, uses calc-info-tip from provided CSS (single source) */
.calc-info-tip{
  display:inline-block;width:16px;height:16px;line-height:16px;text-align:center;border-radius:50%;
  background:#eee;color:#717171;font-size:10px;cursor:help;margin-left:4px;position:relative;vertical-align:middle;
}
.calc-info-tip:hover::after{
  content:attr(data-tip);position:absolute;bottom:130%;left:50%;transform:translateX(-50%);
  background:var(--headings-color);color:#fff;font-size:11px;font-weight:400;padding:7px 10px;border-radius:7px;
  width:220px;white-space:normal;line-height:1.4;z-index:30;box-shadow:0 6px 18px rgba(0,0,0,.2);text-align:left;
}

/* input badges */
.ipv-iwrap{position:relative;}
.ipv-iwrap .ipv-badge{position:absolute;top:50%;transform:translateY(-50%);font-weight:600;font-size:13px;color:var(--ipv-muted);pointer-events:none;}
.ipv-iwrap .ipv-badge.l{left:13px;}
.ipv-iwrap .ipv-badge.r{right:13px;}
.ipv-input{
  width:100%;border:1px solid var(--ipv-line);background:#fff;border-radius:10px;padding:11px 13px;
  font-size:14px;font-weight:600;color:var(--ipv-ink);transition:border .2s,box-shadow .2s;
}
.ipv-input:focus{outline:none;border-color:var(--ipv-coral);box-shadow:0 0 0 3px rgba(235,103,83,.13);}
.ipv-input.has-l{padding-left:26px;}
.ipv-input.has-r{padding-right:40px;}
.ipv-input.bad{border-color:var(--ipv-bad);box-shadow:0 0 0 3px rgba(192,57,43,.12);}

.ipv-range{
  -webkit-appearance:none;appearance:none;width:100%;height:5px;border-radius:5px;background:var(--ipv-line);
  outline:none;margin-top:9px;
}
.ipv-range::-webkit-slider-thumb{
  -webkit-appearance:none;width:19px;height:19px;border-radius:50%;background:var(--ipv-coral);cursor:pointer;
  border:3px solid #fff;box-shadow:0 2px 6px rgba(235,103,83,.4);transition:transform .15s;
}
.ipv-range::-webkit-slider-thumb:hover{transform:scale(1.15);}
.ipv-range::-moz-range-thumb{width:19px;height:19px;border-radius:50%;background:var(--ipv-coral);cursor:pointer;border:3px solid #fff;}

.ipv-row2{display:grid;grid-template-columns:1fr 1fr;gap:14px;}
@media(max-width:480px){.ipv-row2{grid-template-columns:1fr;}}

/* segmented toggle */
.ipv-seg{display:flex;background:var(--ipv-panel);border:1px solid var(--ipv-line);border-radius:10px;padding:4px;gap:4px;}
.ipv-seg button{
  flex:1;border:none;background:none;padding:9px 6px;border-radius:7px;
  font-size:12.5px;font-weight:600;color:var(--ipv-ink-soft);cursor:pointer;transition:all .2s;line-height:1.25;
}
.ipv-seg button.on{background:var(--ipv-coral);color:#fff;box-shadow:0 3px 8px rgba(235,103,83,.3);}

.ipv-select{
  width:100%;border:1px solid var(--ipv-line);background:#fff;border-radius:10px;padding:11px 13px;
  font-size:13.5px;font-weight:600;color:var(--ipv-ink);cursor:pointer;
}
.ipv-select:focus{outline:none;border-color:var(--ipv-coral);}

/* ---- collapsible advanced modules ---- */
.ipv-opt{border:1px solid var(--ipv-line);border-radius:12px;margin-bottom:12px;overflow:hidden;background:#fff;}
.ipv-opt-head{display:flex;align-items:center;gap:11px;padding:13px 15px;cursor:pointer;user-select:none;transition:background .2s;}
.ipv-opt-head:hover{background:var(--ipv-panel);}
.ipv-opt-head .oh-toggle{width:38px;height:21px;border-radius:21px;background:var(--ipv-line);position:relative;flex-shrink:0;transition:background .25s;}
.ipv-opt-head .oh-toggle::after{content:"";position:absolute;top:2px;left:2px;width:17px;height:17px;border-radius:50%;background:#fff;box-shadow:0 1px 3px rgba(0,0,0,.25);transition:transform .25s;}
.ipv-opt.on .oh-toggle{background:var(--ipv-coral);}
.ipv-opt.on .oh-toggle::after{transform:translateX(17px);}
.ipv-opt-head .oh-ic{width:30px;text-align:center;color:var(--ipv-coral);font-size:15px;flex-shrink:0;}
.ipv-opt-head .oh-title{flex:1;font-weight:600;font-size:13.5px;color:var(--ipv-ink);}
.ipv-opt-head .oh-title small{display:block;font-weight:500;font-size:11px;color:var(--ipv-muted);margin-top:2px;}
.ipv-opt-head .oh-chev{color:var(--ipv-muted);font-size:13px;transition:transform .25s;}
.ipv-opt.on .oh-chev{transform:rotate(180deg);}
.ipv-opt-body{display:none;padding:6px 15px 16px;border-top:1px solid var(--ipv-line);}
.ipv-opt.on .ipv-opt-body{display:block;animation:ipvfade .25s ease;}

/* collapsible "more inputs" within a section */
.ipv-more{display:none;}
.ipv-more.on{display:block;animation:ipvfade .25s ease;}
.ipv-more-btn{
  display:inline-flex;align-items:center;gap:7px;background:none;border:1px dashed var(--ipv-line);
  border-radius:9px;padding:9px 14px;font-size:12.5px;font-weight:600;color:var(--ipv-coral);
  cursor:pointer;transition:all .2s;margin-bottom:8px;
}
.ipv-more-btn:hover{background:var(--ipv-panel);border-color:var(--ipv-coral);}
.ipv-more-btn .fa-chevron-down{transition:transform .25s;}
.ipv-more-btn.on .fa-chevron-down{transform:rotate(180deg);}

/* ============ RIGHT-SIDE RESULTS ============ */

/* THE BIG ANSWER: take-home profit hero */
.ipv-verdict{
  border-radius:16px;padding:22px 24px;color:#fff;position:relative;overflow:hidden;
  background:linear-gradient(135deg,#2b2d34,#1c1d22);box-shadow:0 12px 34px rgba(24,26,32,.22);margin-bottom:16px;
}
.ipv-verdict .v-top{display:flex;justify-content:space-between;align-items:center;gap:14px;margin-bottom:14px;}
.ipv-verdict .v-grade{display:flex;align-items:center;gap:10px;}
.ipv-verdict .v-grade .vg-ic{width:38px;height:38px;border-radius:10px;display:flex;align-items:center;justify-content:center;font-size:18px;background:rgba(255,255,255,.14);}
.ipv-verdict .v-grade .vg-txt b{font-size:15px;font-weight:700;display:block;line-height:1.2;}
.ipv-verdict .v-grade .vg-txt span{font-size:11px;opacity:.7;letter-spacing:.04em;text-transform:uppercase;}
.ipv-verdict .v-score{text-align:right;}
.ipv-verdict .v-score .vs-num{font-size:30px;font-weight:700;line-height:1;}
.ipv-verdict .v-score .vs-den{font-size:13px;opacity:.6;}
.ipv-verdict .v-profit-label{font-size:11px;letter-spacing:.14em;text-transform:uppercase;opacity:.78;position:relative;}
.ipv-verdict .v-profit{font-size:40px;font-weight:700;line-height:1;margin:6px 0 3px;position:relative;}
.ipv-verdict .v-profit-sub{font-size:12.5px;opacity:.85;position:relative;}
.ipv-compose{display:flex;height:30px;border-radius:8px;overflow:hidden;margin-top:16px;position:relative;font-size:10px;font-weight:700;}
.ipv-compose span{display:flex;align-items:center;justify-content:center;color:#fff;white-space:nowrap;overflow:hidden;}
.ipv-verdict .v-stats{display:flex;gap:20px;margin-top:18px;padding-top:16px;border-top:1px solid rgba(255,255,255,.18);position:relative;flex-wrap:wrap;}
.ipv-verdict .v-stat{flex:1;min-width:80px;}
.ipv-verdict .v-stat .vst-l{font-size:10px;text-transform:uppercase;letter-spacing:.05em;opacity:.72;}
.ipv-verdict .v-stat .vst-v{font-size:18px;font-weight:700;margin-top:3px;}

/* weekly cash flow strip */
.ipv-cashbar{
  border-radius:14px;padding:16px 18px;background:var(--ipv-panel);border:1px solid var(--ipv-line);margin-bottom:16px;
  display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap;
}
.ipv-cashbar .cb-main .cb-label{font-size:11px;letter-spacing:.06em;text-transform:uppercase;color:var(--ipv-muted);font-weight:600;}
.ipv-cashbar .cb-main .cb-big{font-size:26px;font-weight:700;line-height:1.1;margin-top:3px;}
.ipv-cashbar .cb-split{display:flex;gap:18px;}
.ipv-cashbar .cb-split div .s-l{font-size:10px;opacity:.7;text-transform:uppercase;letter-spacing:.04em;color:var(--ipv-muted);}
.ipv-cashbar .cb-split div .s-v{font-size:14px;font-weight:700;margin-top:2px;color:var(--ipv-ink);}

/* metric mini cards (use overview-card style spirit) */
.ipv-metrics{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:16px;}
.ipv-mcard{background:#fff;border:1px solid var(--ipv-line);border-radius:12px;padding:13px 14px;position:relative;overflow:hidden;}
.ipv-mcard .mc-ic{position:absolute;top:13px;right:13px;color:var(--ipv-line);font-size:18px;}
.ipv-mcard .mc-l{font-size:10.5px;font-weight:600;text-transform:uppercase;letter-spacing:.04em;color:var(--ipv-muted);}
.ipv-mcard .mc-v{font-size:21px;font-weight:700;margin-top:3px;line-height:1.1;color:var(--ipv-ink);}
.ipv-mcard .mc-s{font-size:11px;color:var(--ipv-ink-soft);margin-top:3px;}
.ipv-pill{display:inline-block;font-size:10px;font-weight:700;padding:2px 8px;border-radius:20px;text-transform:uppercase;letter-spacing:.03em;margin-top:6px;}
.ipv-pill.g{background:#e6f9f0;color:var(--ipv-good);}
.ipv-pill.a{background:#fff7e6;color:var(--ipv-warn);}
.ipv-pill.r{background:#fde8e8;color:var(--ipv-bad);}
.ipv-pill.n{background:#f0f0f0;color:var(--ipv-ink-soft);}

/* score breakdown */
.ipv-factors{background:#fff;border:1px solid var(--ipv-line);border-radius:12px;padding:6px 14px;margin-bottom:16px;}
.ipv-factor{display:flex;align-items:center;gap:10px;padding:9px 0;border-bottom:1px solid var(--ipv-line);font-size:12.5px;}
.ipv-factor:last-child{border-bottom:none;}
.ipv-factor .f-dot{width:8px;height:8px;border-radius:50%;flex-shrink:0;}
.ipv-factor .f-name{flex:1;color:var(--ipv-ink-soft);}
.ipv-factor .f-name b{color:var(--ipv-ink);font-weight:600;}
.ipv-factor .f-score{font-weight:700;font-variant-numeric:tabular-nums;}
.ipv-factors-title{font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.05em;color:var(--ipv-muted);padding:12px 0 4px;}

/* advanced flags */
.ipv-flag{display:flex;gap:9px;align-items:flex-start;padding:10px 12px;border-radius:10px;font-size:12.5px;line-height:1.45;margin-top:10px;}
.ipv-flag .fl-i{flex-shrink:0;width:18px;height:18px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:10px;color:#fff;margin-top:1px;}
.ipv-flag.ok{background:#e6f9f0;color:var(--ipv-good);} .ipv-flag.ok .fl-i{background:var(--ipv-good);}
.ipv-flag.warn{background:#fff7e6;color:#7a5206;} .ipv-flag.warn .fl-i{background:var(--ipv-warn);}
.ipv-flag.bad{background:#fde8e8;color:#8a2b1d;} .ipv-flag.bad .fl-i{background:var(--ipv-bad);}
.ipv-mini-note{font-size:11px;color:var(--ipv-muted);margin-top:8px;line-height:1.45;}

/* ---- chart description blocks ---- */
.ipv-chart-desc{
  background:var(--ipv-panel);border:1px solid var(--ipv-line);border-radius:10px;
  padding:12px 15px;margin-bottom:12px;font-size:12.5px;line-height:1.55;color:var(--ipv-ink-soft);
}
.ipv-chart-desc b{color:var(--ipv-ink);}
.ipv-chart-desc-title{
  font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.06em;
  color:var(--ipv-coral);margin-bottom:5px;display:flex;align-items:center;gap:7px;
}
.ipv-chart-summary{
  background:#fff;border:1px solid var(--ipv-line);border-left:3px solid var(--ipv-coral);
  border-radius:10px;padding:12px 15px;margin-top:12px;font-size:12.5px;line-height:1.55;color:var(--ipv-ink);
}
.ipv-chart-summary b{color:var(--ipv-ink);font-weight:700;}

/* compare summary card grid */
.ipv-compare-cards{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-top:14px;}
.ipv-compare-cardsResults{grid-template-columns:repeat(2,1fr);}
@media(max-width:680px){.ipv-compare-cards{grid-template-columns:1fr;}}
.ipv-compare-card{border:1px solid var(--ipv-line);border-radius:12px;padding:14px;background:#fff;position:relative;}
.ipv-compare-card.winner{border-color:var(--ipv-coral);box-shadow:0 4px 14px rgba(235,103,83,.15);}
.ipv-compare-card .cc-badge{
  position:absolute;top:-9px;right:12px;font-size:10px;font-weight:700;
  background:var(--ipv-coral);color:#fff;padding:3px 9px;border-radius:20px;text-transform:uppercase;letter-spacing:.04em;
}
.ipv-compare-card .cc-l{font-size:11px;text-transform:uppercase;letter-spacing:.05em;color:var(--ipv-muted);font-weight:600;display:flex;align-items:center;gap:7px;}
.ipv-compare-card .cc-l i{font-size:13px;}
.ipv-compare-card .cc-v{font-size:22px;font-weight:700;margin-top:6px;line-height:1.1;}
.ipv-compare-card .cc-s{font-size:11px;color:var(--ipv-ink-soft);margin-top:4px; line-height: normal;}

/* ---- tabs ---- */
.ipv-tabs{display:flex;gap:4px;border-bottom:1px solid var(--ipv-line);margin:30px 0 18px;flex-wrap:wrap;}
.ipv-tab{
  background:none;border:none;border-bottom:2px solid transparent;padding:10px 16px;
  font-weight:600;font-size:13px;color:var(--ipv-muted);cursor:pointer;transition:all .2s;white-space:nowrap;
  display:inline-flex;align-items:center;gap:7px;
}
.ipv-tab:hover{color:var(--ipv-ink);}
.ipv-tab.on{color:var(--ipv-coral);border-bottom-color:var(--ipv-coral);}
.ipv-pane{display:none;animation:ipvfade .3s ease;}
.ipv-pane.on{display:block;}
@keyframes ipvfade{from{opacity:0;transform:translateY(6px);}to{opacity:1;transform:translateY(0);}}

#ipvSummaryChart,#ipvProjChart,#ipvCashChart,#ipvSensChart,#ipvEtfChart,#ipvGoldChart,#ipvInflationChart,#ipvCompareChart{width:100%;height:400px;}
#ipvCgtChart{width:100%;min-height:380px;}

/* projection table */
.ipv-tablewrap{max-height:420px;overflow-y:auto;border:1px solid var(--ipv-line);border-radius:12px;}
.ipv-tablewrap::-webkit-scrollbar{width:6px;}
.ipv-tablewrap::-webkit-scrollbar-thumb{background:#cfd3d8;border-radius:10px;}
.ipv-table{width:100%;border-collapse:collapse;font-size:12.5px;}
.ipv-table thead th{
  position:sticky;top:0;background:var(--ipv-ink);color:#fff;padding:10px 12px;font-size:11px;font-weight:600;
  text-transform:uppercase;letter-spacing:.03em;text-align:right;
}
.ipv-table thead th:first-child{text-align:center;}
.ipv-table tbody td{padding:9px 12px;text-align:right;border-bottom:1px solid var(--ipv-line);font-variant-numeric:tabular-nums;}
.ipv-table tbody td:first-child{text-align:center;font-weight:600;}
.ipv-table tbody tr:nth-child(even){background:var(--ipv-panel);}
.ipv-table tbody tr:hover{background:#fdeeeb;}
.ipv-table .neg{color:var(--ipv-bad);}
.ipv-table .pos{color:var(--ipv-good);}

.ipv-disclaimer{font-size:11px;color:var(--ipv-muted);line-height:1.55;margin-top:24px;padding-top:16px;border-top:1px solid var(--ipv-line);}
.ipv-assumptions-title{font-size:14px;font-weight:700;margin:0 0 8px;color:var(--ipv-ink);}