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18 RIPLEY AVENUE PIALBA QLD 4655

HOUSE FOR SALE

Estimating…

Estimated Valuation

18 RIPLEY AVENUE PIALBA QLD 4655 Property Photo
Bedrooms

5

Bathrooms

2

Car Space

3

Land Size

811 m²

Year Built

-

Property Type

House

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Property snapshot

18 Ripley Avenue at a glance

18 Ripley Avenue is a 5-bedroom house on a 809 m² block in Pialba, QLD 4655, currently listed for sale. HomePost estimates its value at $1,066,000 (likely $895,000 to $1,237,000), based on 12 comparable homes for sale nearby. The block is 31% larger than the typical Pialba house lot of 617 m². It is in the public school catchment for Pialba State School and Hervey Bay State High School. The nearest supermarket (IGA Fraser Shores) is 610 m away, about a 10 minute walk, and public transport is 1000 m away. The median house price in Pialba is $775,000, up 9.2% over 12 months.

Estimated value
$1.07M
Medium confidence · how we worked it out
Land
809 m²
Typical Pialba lot 617 m²
Everyday Access Score
79/100
Very good for daily needs on foot
Rent estimate
$890/wk
4.4% gross yield in Pialba
Pialba median house
$775K
+9.2% in 12 months · 51 days to sell

Everyday access

Nearest daily needs, straight-line distance with walking time. The score weighs supermarkets and transport most; anything within 400 m scores full marks, fading to nothing at 2 km.

  • SchoolHervey Bay State High School · 2 within 1 km350 m6 min walk
  • Park or playgroundSir Bruce Small Park · 6 within 1 km440 m7 min walk
  • SupermarketIGA Fraser Shores610 m10 min walk
  • Pharmacy or doctorSurgical · 2 within 1 km830 m13 min walk
  • Library or sports centreHervey Bay Community Centre · 2 within 1 km870 m14 min walk
  • Childcare or kindergartenCondy Park Kindergarten960 m16 min walk
  • Public transportCentral Ave at Stockland Hervey Bay, Urraween1000 m16 min walk
  • Cafe or restaurantHog's Breath Cafe1.1 km17 min walk
  • Shopping centreThe Camping Store570 m9 min walk
  • HospitalHervey Bay Surgical Hospital830 m13 min walk

Schools

In the catchment (zone) for:

  • Pialba State SchoolPrimary catchment
  • Hervey Bay State High SchoolSecondary catchment

Nearest schools:

  • Hervey Bay State High SchoolGovernment secondary350 m
  • Pialba State SchoolGovernment primary510 m
  • Bayside Christian College Hervey BayIndependent combined2.3 km
  • Yarrilee State SchoolGovernment primary2.6 km

Ripley Avenue

20 addresses on Ripley Avenue, Pialba.

Nearby on the street:

17 Ripley Avenue19 Ripley Avenue16 Ripley Avenue20 Ripley Avenue15 Ripley Avenue21 Ripley Avenue22 Ripley Avenue13 Ripley Avenue12 Ripley Avenue11 Ripley Avenue
All of Ripley Avenue Pialba suburb profile

Quick answers

What is 18 Ripley Avenue, Pialba worth?

HomePost estimates $1,066,000, with a likely range of $895,000 to $1,237,000. It compares the home with nearby homes that sold or are for sale, adjusted for bedrooms, bathrooms, parking, land and condition.

How big is the block at 18 Ripley Avenue?

The lot boundary measures about 809 m², against a typical Pialba house lot of 617 m².

Which school catchment is 18 Ripley Avenue in?

Pialba State School (primary) and Hervey Bay State High School (secondary). Catchments change, so confirm with the school before you buy.

How much rent could 18 Ripley Avenue earn?

About $890 a week, using the 4.4% gross rental yield of houses in Pialba (suburb median rent $650 a week).

Added 14 hours ago
Listing Price

Expressions of Interest

Listed By
Ray White - Hervey Bay
This spacious five-bedroom family home in Pialba combines indoor-outdoor entertaining with practical features like a sparkling pool and extensive storage. With a large double-bay shed, solar power system, and separate living areas, it offers excellent lifestyle potential for families seeking space and comfort.

Description

This established low-set brick home in Pialba offers a functional layout suited for family living. The property features a main entrance leading to an open-plan kitchen, dining, and family area that flows out to a large covered alfresco entertaining space. The kitchen is equipped with extensive white cabinetry, dark countertops, a large peninsula island, and stainless steel appliances including a dishwasher. A separate living room is located at the front of the home, providing a quiet retreat. The accommodation includes five bedrooms; the main bedroom features a bay window, built-in wardrobe, and a private ensuite with a vessel sink. Four additional bedrooms are present, three with built-in wardrobes. The main bathroom includes a built-in bathtub and separate shower, alongside a separate toilet. The home is finished with timber-look flooring throughout the living areas and bedrooms. Outside, the backyard features an in-ground swimming pool with paved surrounds and a well-established lawn. A generous side access leads to a double-bay shed for storage or hobby use. The property includes split-system air conditioning, ceiling fans, and a 22-panel solar power system.

Property Style & Condition

Overall
standard
good
Condition
Exterior
traditional
good
Condition
Livingroom
standard
good
Condition
Bedrooms
standard
good
Condition
Kitchen
standard
good
Condition
Bathroom
standard
good
Condition
Yard
landscaped
good
Condition

Key Features

Five bedrooms
Two bathrooms
In-ground swimming pool with paved surrounds
Double-bay shed with side access
Covered alfresco entertaining area
Separate living room
Open-plan kitchen and family area
Main bedroom with ensuite and bay window
Built-in wardrobes in multiple bedrooms
22-panel solar power system
Split-system air conditioning
Timber-look flooring
Internal laundry

Specifications

Property Details
Property Type House
Stories 1
Parking Type attached garage, detached garage
Construction brick
Windows single pane
Gas natural gas
Internet nbn
Location & Setting
Setting suburban
Lot Position interior lot
Beach Proximity within walking distance
Nearby Amenities
Near beach
Near shopping
Near primary school
Near high school
Near hospital
Rental Information
long term rental only

Exterior

pool
patio
covered patio
alfresco
fenced yard
shed
workshop
double carport
side access
solar panels

Indoor

open floor plan
hardwood floors
kitchen island
laundry room
built in shelving
ceiling fan
primary suite
ensuite bathroom
dishwasher
washer
dryer
split system
single story
Listed on 25 Sep 2026

Property Location Map

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    Property     PIALBA     LGA

Property Transaction History

Sale and rental history records

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Price Positioning

How This Property Compares

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PIALBA Statistics

Exclusive, in-depth suburb statistics presented to inform your decisions with confidence. Compare suburbs side by side to uncover the insights that matter most.

Suburb Statistcs:

Comprehensive data analysis and market insights.

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Property Price History

Track the market value of family homes over the last 10 years.

Market Activity (Sales Volume)

Number of homes sold annually.

Education Quality & Safety Index

School Quality (ICSEA) vs Safety Index.

Community Stability

High Owner Occupier % and Family Household %.

Livability Scores

Walkability, Transit Access, and Green Space.

Crime Breakdown vs State Average

Key crime categories per 100K residents.

Local School ICSEA Scores

Individual school ICSEA scores vs national average (1000).

Age Distribution Profile

Population age bands.

Household Composition

Couples with kids, couples without, single parent, etc.

Health & Wellbeing Indicators

Key health metrics: obesity, smoking, etc.

Commute & Transport Mix

How residents get to work: car, train, bus, walk, WFH.

Environment & Natural Hazards

Air quality, tree canopy, parks coverage.

Income vs Cost of Living

Median household income compared to weekly expenses.

Childcare Availability & Quality

Centres count, NQS ratings, avg daily fees.

Economy & Income

Location Profile

Education

Comprehensive Suburb Statistics

Local Places & Amenities

Explore the essentials PIALBA has to offer. Distances are measured from the suburb centre.

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Crime in suburb of Pialba QLD

Exclusive access to crime statistics from 2020 to 2025.

Population

-

Crimes Committed

-

Crime Rate

- per 1,000

Safety Rank

-/100

Overall Crime

-

5-Year Crime Trend (2020 - 2024)

Crime Composition (2024)

Violent vs Property vs Other

Top 10 Offense Types (2024)

Victimization Probability

Violent Crime Chance 1 in X
Property Crime Chance 1 in X
State Average (Violent) 1 in 84

Schools within the catchment Pialba QLD

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The True Cost of Buying this Property

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Buyer Fees Calculator

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Investment Calculator

  Investment Viability Engine · 2026 Tax Rules

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Fill in the essentials on the left. The verdict and your projected take-home profit update live on the right.

Select property type and purchase date to see which tax regime applies.

1 The Property

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2 Your Situation

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3 Costs & Assumptions

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NSW 2026: nil up to $1,075,000 combined land value, then $100 + 1.6% of the excess, rising to $88,036 + 2% premium rate above $6,571,000. Computed land tax replaces the figure in section 3.
Cash buffer & risk capacityCould you survive vacancy, rate rises and repairs?
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Calculating…Verdict ?
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Your take-home profit over - yrs ?
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rent cash flow + capital gain − all costs & tax
If sold (yr -) ?
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net rent + gain after CGT, selling costs & loan payout
If kept (yr -) ?
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net rent + unrealised equity gain (no sale, no CGT yet)
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Comparing Common Investments ?
What this shows
Property value (grey bars, left axis) is the projected market value each year using your capital-growth assumption. The capital profit if sold line (coral, left axis) is the money you'd actually walk away with that year after repaying the loan, paying selling costs, paying CGT, and getting back the cash you put in. The rent collected line (teal, right axis) is gross annual rent received, grown at your rent-growth assumption.
What this shows
Three views of how the position evolves year by year. Property value (dashed) shows the asset growing at your capital-growth rate. Equity (coral) is value minus loan balance, how much of the property you actually own. Cumulative cash flow (teal) is the running total of all after-tax rent (positive) or top-ups (negative) you've put in since day one.
What this shows
The yearly cash position after every cost and tax effect. Green bars = positive years (the property paid you). Red bars = years you had to top it up from your pocket. This is the most honest picture of what holding the property feels like on a year-to-year basis.
What this shows
Where every dollar of the projected sale price goes. Net to you is what lands in your bank account; the rest is consumed by loan payout, selling costs and capital gains tax. The CGT slice depends on which regime applies (50% discount, indexation + 30% min tax, or a split of the two).

What this shows
How fragile your outcome is to the capital-growth assumption, the single biggest swing factor in any property forecast. Each point on the line re-runs the entire model at a different growth rate. Where the line crosses the dashed zero, that's roughly the growth rate needed just to break even over your hold period.

What this shows
The same upfront cash invested four different ways, held the same number of years. The property includes all rent, costs, tax and the final sale (after CGT and loan payout). The ASX 200 ETF compounds at its assumed total return; the gold line compounds at gold's long-run average; the inflation line is what you need to just preserve your purchasing power. Any year the property bleeds cash, that shortfall is invested in the comparison asset too (so they get the same total dollars over the life of the deal). Gains on the comparison assets are taxed under the same 2026-Budget CGT regime that applies to shares and ETFs, the transitional split (50% discount on the pre-1 Jul 2027 portion, then cost-base indexation + 30% minimum tax on the post-1 Jul 2027 portion), since non-property assets are never grandfathered.
What this shows
The full year-by-year ledger. Cash flow is pre-tax (rent minus all cash costs); tax effect is the value of any deduction or the tax bill on net profit; after-tax is the actual dollars in or out of your account that year. Cumulative is the running total.

About this model

Reflects the 2026 Federal Budget proposals (announced 12 May 2026): from 1 July 2027, negative gearing on established residential property bought after 7:30pm 12 May 2026 can only offset rental income / residential property gains (excess losses carry forward), and the 50% CGT discount is replaced by cost-base indexation plus a 30% minimum tax on the real gain accruing after 1 July 2027. The CGT change applies to all CGT assets (shares, ETFs, gold, crypto), not just property, so the comparison assets are taxed on the same basis. New builds retain full negative gearing and the choice of the 50% discount. Properties contracted on/before 12 May 2026 are grandfathered. The main residence, superannuation funds and widely-held trusts are exempt. These are proposed rules that may change in legislation. Resident tax rates 2025-26 are used (incl. 2% Medicare levy). This is general information, not financial, tax or legal advice, consult a licensed adviser before acting.
Purchase Cost Calculator

The True Cost of Buying this Property

Beyond the sale price, Australian property buyers face stamp duty, legal fees, inspections, loan charges and more. Adjust the purchase price and your state to see the full picture.

Purchase Price
$850,000
AUD
$100K $5M
Property State
Your Situation
Total Additional Costs
On top of the $850,000 purchase price in NSW
Extra Costs
$52,000
All-In Cost
$902,000
% of Price
6.1%
How these figures are calculated

Stamp Duty (Transfer Duty): Calculated using each state's 2024-25 residential transfer duty brackets for owner-occupiers. First home buyer concessions and investor surcharges are applied where selected.

Lenders Mortgage Insurance (LMI): Estimated at approximately 1.5-2.5% of the loan amount, assuming an 85% LVR. Actual LMI depends on your lender, LVR and loan size.

Conveyancing / Legal Fees: Typical range of $1,500-$3,000 covering contract review, searches and settlement. We use a mid-range estimate.

Building & Pest Inspection: Typically $400-$800 combined for a standard residential property.

Loan Application & Mortgage Registration: Includes bank application fees ($300-$600), mortgage registration (state-based, usually $150-$230) and transfer registration fees.

Council & Water Rate Adjustments: Estimated at around 0.1% of the purchase price, the buyer typically reimburses the seller for pre-paid rates.

These estimates are indicative only. Always confirm exact figures with your conveyancer, broker and the relevant state revenue office before committing to a purchase.

Mortgage Calculator

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Buyer Fees Calculator

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Disclaimer: This calculator provides estimates only based on standard published rates for 2025-26. Actual stamp duty may vary based on individual circumstances, concession eligibility, and contract dates. LMI is a rough estimate only, actual premiums vary by lender, LVR, and loan size. Always verify with your state’s revenue office and seek professional advice before purchasing.

Mortgage Affordability & Borrowing Capacity Calculator

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Calculating…
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Disclaimer: This calculator provides an estimate only and does not constitute a quote or loan approval. Calculations are based on standard APRA guidelines (including a 3.0% interest rate assessment buffer) and 2025-26 Australian resident tax rates. Lenders may apply their own specific Household Expenditure Measure (HEM) rules, risk margins, and varying credit card assessment rates (typically 3.8% of the limit). Rental income is shaded to 80%. Always speak to a licensed mortgage broker or lender for an exact assessment.

Refinance Savings Calculator

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Disclaimer: This calculator provides estimates only. It assumes interest rates remain constant for the life of the loan and does not account for offset accounts or extra repayments. Refinance costs vary by lender and state (typically including a discharge fee, application fee, and government mortgage registration fees). If your loan balance is above 80% of your property's value, you may also be required to pay Lenders Mortgage Insurance (LMI) when refinancing. Always seek professional financial advice.

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