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30 STRADBROKE AVENUE SHELL COVE NSW 2529

HOUSE FOR SALE

$1,522,500

Estimated Valuation

30 STRADBROKE AVENUE SHELL COVE NSW 2529 Property Photo
Bedrooms

5

Bathrooms

2

Car Space

2

Land Size

452 m²

Year Built

-

Property Type

House

COMPARE LISTINGS
Added 9 hours ago
Listing Price

$1,495,000 - $1,550,000

Listed By
Shellharbour Real Estate Agency

Discover this stunning 5-bedroom, 2-bathroom family home in Shell Cove boasting sweeping water views and exceptional entertaining space on a generous 452m² block. With its modern kitchen, drive-through double garage, and seamless indoor-outdoor flow to a massive covered pergola, this turnkey residence is perfect for families seeking room to grow.

Description

This beautifully presented two-storey family home in Shell Cove is positioned in one of the area's most desirable neighborhoods, offering a blend of space, style, and coastal convenience. The property features sweeping water views from the upper level and seamless indoor/outdoor flow. Upon entry, you are welcomed by a dedicated front lounge room that offers a quiet space to relax. The rear of the ground floor opens into a vast, tiled open plan living area featuring a zoned dining space and a relaxed family lounge that flows effortlessly out to the backyard. Anchoring this living area is a modern kitchen equipped with sleek stone benchtops, a premium Harbour oven, gas cooktop, stainless steel rangehood, and dishwasher.

Adding exceptional versatility to the ground floor is an additional space flowing directly from the garage; currently ideal for a workshop or extra storage, the wall could easily be re-closed to recreate a fifth bedroom or a dedicated home office. A convenient powder room for guests and an internal laundry seamlessly complete this level. The upper level serves as an exclusive family haven, anchored by a third lounge room that boasts stylish floating floorboards and elevated water views with a balcony.

The master retreat features an oversized room offering a walk-in-robe, a private ensuite, and beautiful water vistas to wake up to every morning. Three additional upstairs bedrooms are all generously sized, featuring built-in-robes and plush carpeting for maximum comfort. The main family bathroom services this level and includes a luxurious spa bath for ultimate relaxation. Step outside from the open plan living area to a massive covered outdoor pergola, providing the perfect setting for year-round entertaining while the kids play safely on the fantastic grassed area within the fully fenced yard.

The property's exterior is fresh and inviting, with a freshly painted driveway, revitalised outdoor spaces, and manicured front gardens. The double remote-controlled garage offers highly sought-after drive-through access, complemented by additional side access perfect for securely parking a trailer or boat. Ensuring year-round comfort, the home is fitted with two split-system air conditioning units and ceiling fans in the bedrooms.

Property Style & Condition

Overall
contemporary
excellent
Condition
Exterior
modern
excellent
Condition
Livingroom
contemporary
excellent
Condition
Bedrooms
standard
good
Condition
Kitchen
contemporary
excellent
Condition
Bathroom
contemporary
good
Condition
Yard
landscaped
excellent
Condition

Key Features

Sweeping water views from upper level
5 Bedrooms (including potential 5th on ground floor)
2 Bathrooms with spa bath and ensuite
Modern kitchen with stone benchtops and premium appliances
Massive covered outdoor pergola
Fully fenced grassed yard
Double remote-controlled drive-through garage
Additional side access for trailer/boat
Split-system air conditioning
Dedicated front lounge room
Third lounge room upstairs
Internal laundry and powder room

Specifications

Property Details
Property Type House
Architectural Style Contemporary
Stories 2
Parking Type attached garage
Construction brick
Windows double pane
Gas natural gas
Internet nbn
Location & Setting
Setting suburban
Lot Position corner lot
Views ocean panoramic, sunset
Waterfront oceanfront
Beach Proximity within walking distance
Nearby Amenities
Near beach
Near train station
Near shopping mall
Near parks
Near marina
Near golf course
Rental Information
long term rental only

Exterior

deck
covered patio
pergola
fenced yard
colorbond fence
double carport
water tank
driveway
side access
rainwater collection
playground
walking trails

Indoor

open floor plan
tile floors
carpet
walk in closet
kitchen island
stainless steel appliances
laundry room
home office
primary suite
ensuite bathroom
soaking tub
ceiling fan
sliding glass doors
oven
dishwasher
microwave
heat pump
split system
security gate
double story
Listed on 03 Sep 2026

Property Location Map

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    Property     SHELL COVE     LGA

Property Transaction History

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SHELL COVE Statistics

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Suburb Statistcs:

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Property Price History

Track the market value of family homes over the last 10 years.

Market Activity (Sales Volume)

Number of homes sold annually.

Education Quality & Safety Index

School Quality (ICSEA) vs Safety Index.

Community Stability

High Owner Occupier % and Family Household %.

Livability Scores

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Crime Breakdown vs State Average

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Local School ICSEA Scores

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Age Distribution Profile

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Household Composition

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Health & Wellbeing Indicators

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Commute & Transport Mix

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Crime in suburb of Shell Cove NSW

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Population

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Crimes Committed

-

Crime Rate

- per 1,000

Safety Rank

-/100

Overall Crime

-

5-Year Crime Trend (2020 - 2024)

Crime Composition (2024)

Violent vs Property vs Other

Top 10 Offense Types (2024)

Victimization Probability

Violent Crime Chance 1 in X
Property Crime Chance 1 in X
State Average (Violent) 1 in 84

Schools within the catchment Shell Cove NSW

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Fully updated to reflect the latest Federal Budget provisions, it analyses rental yield, cash flow, and overall Return on Investment (ROI), giving you the clarity to assess whether a property truly aligns with your financial objectives.

The True Cost of Buying this Property

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Investment Calculator

  Investment Viability Engine · 2026 Tax Rules

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1 The Property

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2 Your Situation

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3 Costs & Assumptions

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Land tax (NSW)Annual holding cost on combined land value over the threshold.
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NSW 2026: nil up to $1,075,000 combined land value, then $100 + 1.6% of the excess, rising to $88,036 + 2% premium rate above $6,571,000. Computed land tax replaces the figure in section 3.
Cash buffer & risk capacityCould you survive vacancy, rate rises and repairs?
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Calculating…Verdict ?
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rent cash flow + capital gain − all costs & tax
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Comparing Common Investments ?
What this shows
Property value (grey bars, left axis) is the projected market value each year using your capital-growth assumption. The capital profit if sold line (coral, left axis) is the money you'd actually walk away with that year after repaying the loan, paying selling costs, paying CGT, and getting back the cash you put in. The rent collected line (teal, right axis) is gross annual rent received, grown at your rent-growth assumption.
What this shows
Three views of how the position evolves year by year. Property value (dashed) shows the asset growing at your capital-growth rate. Equity (coral) is value minus loan balance — how much of the property you actually own. Cumulative cash flow (teal) is the running total of all after-tax rent (positive) or top-ups (negative) you've put in since day one.
What this shows
The yearly cash position after every cost and tax effect. Green bars = positive years (the property paid you). Red bars = years you had to top it up from your pocket. This is the most honest picture of what holding the property feels like on a year-to-year basis.
What this shows
Where every dollar of the projected sale price goes. Net to you is what lands in your bank account; the rest is consumed by loan payout, selling costs and capital gains tax. The CGT slice depends on which regime applies (50% discount, indexation + 30% min tax, or a split of the two).

What this shows
How fragile your outcome is to the capital-growth assumption — the single biggest swing factor in any property forecast. Each point on the line re-runs the entire model at a different growth rate. Where the line crosses the dashed zero, that's roughly the growth rate needed just to break even over your hold period.

What this shows
The same upfront cash invested four different ways, held the same number of years. The property includes all rent, costs, tax and the final sale (after CGT and loan payout). The ASX 200 ETF compounds at its assumed total return; the gold line compounds at gold's long-run average; the inflation line is what you need to just preserve your purchasing power. Any year the property bleeds cash, that shortfall is invested in the comparison asset too (so they get the same total dollars over the life of the deal). Gains on the comparison assets are taxed under the same 2026-Budget CGT regime that applies to shares and ETFs — the transitional split (50% discount on the pre-1 Jul 2027 portion, then cost-base indexation + 30% minimum tax on the post-1 Jul 2027 portion), since non-property assets are never grandfathered.
What this shows
The full year-by-year ledger. Cash flow is pre-tax (rent minus all cash costs); tax effect is the value of any deduction or the tax bill on net profit; after-tax is the actual dollars in or out of your account that year. Cumulative is the running total.

About this model

Reflects the 2026 Federal Budget proposals (announced 12 May 2026): from 1 July 2027, negative gearing on established residential property bought after 7:30pm 12 May 2026 can only offset rental income / residential property gains (excess losses carry forward), and the 50% CGT discount is replaced by cost-base indexation plus a 30% minimum tax on the real gain accruing after 1 July 2027. The CGT change applies to all CGT assets (shares, ETFs, gold, crypto), not just property, so the comparison assets are taxed on the same basis. New builds retain full negative gearing and the choice of the 50% discount. Properties contracted on/before 12 May 2026 are grandfathered. The main residence, superannuation funds and widely-held trusts are exempt. These are proposed rules that may change in legislation. Resident tax rates 2025–26 are used (incl. 2% Medicare levy). This is general information, not financial, tax or legal advice — consult a licensed adviser before acting.
Purchase Cost Calculator

The True Cost of Buying this Property

Beyond the sale price, Australian property buyers face stamp duty, legal fees, inspections, loan charges and more. Adjust the purchase price and your state to see the full picture.

Purchase Price
$850,000
AUD
$100K $5M
Property State
Your Situation
Total Additional Costs
On top of the $850,000 purchase price in NSW
Extra Costs
$52,000
All-In Cost
$902,000
% of Price
6.1%
How these figures are calculated

Stamp Duty (Transfer Duty): Calculated using each state's 2024–25 residential transfer duty brackets for owner-occupiers. First home buyer concessions and investor surcharges are applied where selected.

Lenders Mortgage Insurance (LMI): Estimated at approximately 1.5–2.5% of the loan amount, assuming an 85% LVR. Actual LMI depends on your lender, LVR and loan size.

Conveyancing / Legal Fees: Typical range of $1,500–$3,000 covering contract review, searches and settlement. We use a mid-range estimate.

Building & Pest Inspection: Typically $400–$800 combined for a standard residential property.

Loan Application & Mortgage Registration: Includes bank application fees ($300–$600), mortgage registration (state-based, usually $150–$230) and transfer registration fees.

Council & Water Rate Adjustments: Estimated at around 0.1% of the purchase price — the buyer typically reimburses the seller for pre-paid rates.

These estimates are indicative only. Always confirm exact figures with your conveyancer, broker and the relevant state revenue office before committing to a purchase.

Mortgage Calculator

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Buyer Fees Calculator

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Disclaimer: This calculator provides estimates only based on standard published rates for 2025-26. Actual stamp duty may vary based on individual circumstances, concession eligibility, and contract dates. LMI is a rough estimate only — actual premiums vary by lender, LVR, and loan size. Always verify with your state’s revenue office and seek professional advice before purchasing.

Mortgage Affordability & Borrowing Capacity Calculator

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Calculating…
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Disclaimer: This calculator provides an estimate only and does not constitute a quote or loan approval. Calculations are based on standard APRA guidelines (including a 3.0% interest rate assessment buffer) and 2025–26 Australian resident tax rates. Lenders may apply their own specific Household Expenditure Measure (HEM) rules, risk margins, and varying credit card assessment rates (typically 3.8% of the limit). Rental income is shaded to 80%. Always speak to a licensed mortgage broker or lender for an exact assessment.

Refinance Savings Calculator

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Disclaimer: This calculator provides estimates only. It assumes interest rates remain constant for the life of the loan and does not account for offset accounts or extra repayments. Refinance costs vary by lender and state (typically including a discharge fee, application fee, and government mortgage registration fees). If your loan balance is above 80% of your property's value, you may also be required to pay Lenders Mortgage Insurance (LMI) when refinancing. Always seek professional financial advice.

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