91 WATERWAY CRESCENT ASCOT WA 6104

HOUSE FOR SALE

$2,500,000

Estimated Valuation

91 WATERWAY CRESCENT ASCOT WA 6104 Property Photo
Bedrooms

3

Bathrooms

2

Car Space

2

Land Size

200 m²

Year Built

2001

Property Type

House

Added 10 hours ago
Listing Price

Auction

Auction
Listed By
Ray White Urban Springs - RIVERVALE
This sophisticated two-storey home in the prestigious suburb of Ascot offers a rare chance to purchase a property driven by motivated sellers. With its luxurious main suite, spa-inspired ensuite, and proximity to the Swan River, this residence combines high-end living with excellent lifestyle potential.

Description

Positioned within one of Perth's most prestigious and tightly held riverside enclaves, this exceptional residence presents a rare opportunity where luxury meets genuine motivation. Following the owners' separation, this is a sale driven by financial circumstances, and their instructions are clear - this property will be sold at auction! Opportunities to secure a home of this calibre in such an exclusive location are exceptionally rare.

Beautifully presented and thoughtfully designed, this sophisticated two-storey home delivers effortless style, generous proportions and low-maintenance living. A versatile front lounge flows through to the expansive open-plan kitchen, dining and family area, where the well-appointed kitchen features a walk-in pantry, gas cooktop, dishwasher and breakfast bar. Sliding doors open to a private covered alfresco, creating the ideal space for year-round entertaining.

Upstairs, the luxurious main suite features a walk-in robe, beautifully renovated spa-inspired ensuite and a private balcony overlooking the park. Two additional bedrooms with built-in robes are serviced by a stylish renovated bathroom, while ducted evaporative air conditioning, split-system reverse-cycle air conditioning to every bedroom, solar panels, a security system and a double lock-up garage complete this impressive package.

The lifestyle is simply outstanding. Just 60 metres from the Swan River and moments from Ascot Waters Marina, you'll enjoy riverside walks, cycling trails, boating, kayaking and the natural beauty of nearby Kuljak Island. Local cafes, parklands and open green spaces create a relaxed waterfront lifestyle that is second to none. Despite its peaceful setting, you're only minutes from Ascot Racecourse, Crown Perth, Optus Stadium, Perth Airport and the Perth CBD, offering the perfect combination of tranquillity and convenience.

This is more than just a home - it's an opportunity to secure one of Ascot Waters most desirable addresses.

With motivated sellers committed to achieving a result, this exceptional residence MUST BE SOLD. Register your interest today and experience the lifestyle that awaits.

The Property:
• Beautifully presented two storey home
• Solar system for improved energy efficiency
• 3 bedrooms, 2 bathrooms, 2 living areas
• Gated & enclosed front courtyard
• Security alarm system
• Ducted evaporative air conditioning throughout + reverse-cycle air conditioning to all bedrooms
• Porcelain tiling throughout with carpets to bedrooms + front lounge/theatre
• Neutral & modern design, premium fittings & fixtures
• Light filled open plan kitchen, dining and living area opening to alfresco with a gabled patio
• Spacious front lounge/theatre room with stunning plantation shutters + french doors
• Contemporary kitchen featuring stainless steel appliances, EURO gas cooktop, SMEG oven, BOSCH dishwasher, stone benchtops, soft-close cabinetry, overhead cupboards, an abundance of storage throughout, breakfast bar, walk in pantry
• Laundry with stone benchtops, built in linen press, direct access to clothesline
• Functional under stair storage
• Main suite includes large walk in robe, private balcony + ensuite bathroom
• Good sized minor bedrooms with floor to ceiling built in robes
• Updated & renovated bathrooms with sleek neutral tones, stone-like tiling, large frameless glass showers, floating vanity with storage, modern toilet, designer tapware, premium shower fittings
• Upstairs & downstairs powder rooms for additional convenience
• Rear alfresco with a gabled patio & tranquil water feature
• HOLMAN automated reticulation to gardens
• Double remote garage with direct access to alfresco
• RINNAI INFINITY temperate control hot water system
• Built 2001
• Total lot size - 200m2

Property Style & Condition

Overall
contemporary
excellent
Condition
Exterior
modern
excellent
Condition
Livingroom
contemporary
excellent
Condition
Bedrooms
contemporary
excellent
Condition
Kitchen
contemporary
excellent
Condition
Bathroom
contemporary
excellent
Condition
Yard
landscaped
excellent
Condition

Key Features

Three bedrooms
Two bathrooms
Double lock-up garage
Gated & enclosed front courtyard
Security alarm system
Solar panels
Ducted evaporative air conditioning
Split-system reverse-cycle air conditioning to all bedrooms
Porcelain tiling throughout with carpets to bedrooms + front lounge/theatre
Neutral & modern design, premium fittings & fixtures
Light filled open plan kitchen, dining and living area opening to alfresco with a gabled patio
Spacious front lounge/theatre room with stunning plantation shutters + french doors
Contemporary kitchen featuring stainless steel appliances, EURO gas cooktop, SMEG oven, BOSCH dishwasher, stone benchtops, soft-close cabinetry, overhead cupboards, an abundance of storage throughout, breakfast bar, walk in pantry
Laundry with stone benchtops, built in linen press, direct access to clothesline
Functional under stair storage
Main suite includes large walk in robe, private balcony + ensuite bathroom
Good sized minor bedrooms with floor to ceiling built in robes
Updated & renovated bathrooms with sleek neutral tones, stone-like tiling, large frameless glass showers, floating vanity with storage, modern toilet, designer tapware, premium shower fittings
Upstairs & downstairs powder rooms for additional convenience
Rear alfresco with a gabled patio & tranquil water feature
HOLMAN automated reticulation to gardens
Double remote garage with direct access to alfresco
RINNAI INFINITY temperate control hot water system
Built 2001
Total lot size - 200m2

Specifications

Property Details
Property Type House
Stories 2
Parking Type attached garage
Construction brick
Windows double pane
Gas natural gas
Internet nbn
Location & Setting
Setting suburban
Lot Position interior lot
Views river, park
Waterfront riverfront
Nearby Amenities
Near downtown
Near airport
Near marina
Near parks
Near trails
Near golf course
Rental Information
long term rental only

Exterior

patio
covered patio
alfresco
balcony
outdoor kitchen
bbq area
pergola
fenced yard
privacy fence
irrigation system
mature landscaping
clothesline
security gate
solar panels
tankless water heater

Indoor

open floor plan
walk in closet
kitchen island
pantry
walk in pantry
laundry room
primary suite
ensuite bathroom
soaking tub
dual vanity
rain shower
skylight
ceiling fan
recessed lighting
french doors
sliding glass doors
built in shelving
refrigerator
oven
gas range
dishwasher
washer
dryer
central
split system
central ac
alarm system
gated entry
double story
Listed on 02 Oct 2026

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    Property     ASCOT     LGA

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ASCOT Statistics

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Property Crime Chance 1 in X
State Average (Violent) 1 in 84

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1 The Property

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2 Your Situation

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3 Costs & Assumptions

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Ownership structure & income splittingSole, joint (split income), company or trust?
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NSW 2026: nil up to $1,075,000 combined land value, then $100 + 1.6% of the excess, rising to $88,036 + 2% premium rate above $6,571,000. Computed land tax replaces the figure in section 3.
Cash buffer & risk capacityCould you survive vacancy, rate rises and repairs?
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Calculating…Verdict ?
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Your take-home profit over — yrs ?
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rent cash flow + capital gain − all costs & tax
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net rent + gain after CGT, selling costs & loan payout
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Comparing Common Investments ?
What this shows
Property value (grey bars, left axis) is the projected market value each year using your capital-growth assumption. The capital profit if sold line (coral, left axis) is the money you'd actually walk away with that year after repaying the loan, paying selling costs, paying CGT, and getting back the cash you put in. The rent collected line (teal, right axis) is gross annual rent received, grown at your rent-growth assumption.
What this shows
Three views of how the position evolves year by year. Property value (dashed) shows the asset growing at your capital-growth rate. Equity (coral) is value minus loan balance — how much of the property you actually own. Cumulative cash flow (teal) is the running total of all after-tax rent (positive) or top-ups (negative) you've put in since day one.
What this shows
The yearly cash position after every cost and tax effect. Green bars = positive years (the property paid you). Red bars = years you had to top it up from your pocket. This is the most honest picture of what holding the property feels like on a year-to-year basis.
What this shows
Where every dollar of the projected sale price goes. Net to you is what lands in your bank account; the rest is consumed by loan payout, selling costs and capital gains tax. The CGT slice depends on which regime applies (50% discount, indexation + 30% min tax, or a split of the two).

What this shows
How fragile your outcome is to the capital-growth assumption — the single biggest swing factor in any property forecast. Each point on the line re-runs the entire model at a different growth rate. Where the line crosses the dashed zero, that's roughly the growth rate needed just to break even over your hold period.

What this shows
The same upfront cash invested four different ways, held the same number of years. The property includes all rent, costs, tax and the final sale (after CGT and loan payout). The ASX 200 ETF compounds at its assumed total return; the gold line compounds at gold's long-run average; the inflation line is what you need to just preserve your purchasing power. Any year the property bleeds cash, that shortfall is invested in the comparison asset too (so they get the same total dollars over the life of the deal). Gains on the comparison assets are taxed under the same 2026-Budget CGT regime that applies to shares and ETFs — the transitional split (50% discount on the pre-1 Jul 2027 portion, then cost-base indexation + 30% minimum tax on the post-1 Jul 2027 portion), since non-property assets are never grandfathered.
What this shows
The full year-by-year ledger. Cash flow is pre-tax (rent minus all cash costs); tax effect is the value of any deduction or the tax bill on net profit; after-tax is the actual dollars in or out of your account that year. Cumulative is the running total.

About this model

Reflects the 2026 Federal Budget proposals (announced 12 May 2026): from 1 July 2027, negative gearing on established residential property bought after 7:30pm 12 May 2026 can only offset rental income / residential property gains (excess losses carry forward), and the 50% CGT discount is replaced by cost-base indexation plus a 30% minimum tax on the real gain accruing after 1 July 2027. The CGT change applies to all CGT assets (shares, ETFs, gold, crypto), not just property, so the comparison assets are taxed on the same basis. New builds retain full negative gearing and the choice of the 50% discount. Properties contracted on/before 12 May 2026 are grandfathered. The main residence, superannuation funds and widely-held trusts are exempt. These are proposed rules that may change in legislation. Resident tax rates 2025–26 are used (incl. 2% Medicare levy). This is general information, not financial, tax or legal advice — consult a licensed adviser before acting.
Purchase Cost Calculator

The True Cost of Buying this Property

Beyond the sale price, Australian property buyers face stamp duty, legal fees, inspections, loan charges and more. Adjust the purchase price and your state to see the full picture.

Purchase Price
$850,000
AUD
$100K $5M
Property State
Your Situation
Total Additional Costs
On top of the $850,000 purchase price in NSW
Extra Costs
$52,000
All-In Cost
$902,000
% of Price
6.1%
How these figures are calculated

Stamp Duty (Transfer Duty): Calculated using each state's 2024–25 residential transfer duty brackets for owner-occupiers. First home buyer concessions and investor surcharges are applied where selected.

Lenders Mortgage Insurance (LMI): Estimated at approximately 1.5–2.5% of the loan amount, assuming an 85% LVR. Actual LMI depends on your lender, LVR and loan size.

Conveyancing / Legal Fees: Typical range of $1,500–$3,000 covering contract review, searches and settlement. We use a mid-range estimate.

Building & Pest Inspection: Typically $400–$800 combined for a standard residential property.

Loan Application & Mortgage Registration: Includes bank application fees ($300–$600), mortgage registration (state-based, usually $150–$230) and transfer registration fees.

Council & Water Rate Adjustments: Estimated at around 0.1% of the purchase price — the buyer typically reimburses the seller for pre-paid rates.

These estimates are indicative only. Always confirm exact figures with your conveyancer, broker and the relevant state revenue office before committing to a purchase.

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